53020 ZIP Code — Elkhart Lake, WI

Sheboygan County, Wisconsin

ZIP code 53020 is located in Elkhart Lake, Wisconsin, within Sheboygan County. It covers approximately 62.77 square miles and serves a population of 3,589 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 920.

About ZIP code 53020

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $304,100. Owner-occupancy is high at 84%, well above the national average.

The gap between median ($84,762) and mean household income suggests income inequality — a small number of higher earners pull the average up. The poverty rate of 4% is below the national average. 40% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with manufacturing as the leading industry. The average commute of 22 minutes is near the national average.

Educational attainment is near the national average, with 29% of residents holding a bachelor's degree or higher.

Overall, ZIP code 53020 reflects a community defined by high homeownership and a significant Social Security-dependent population.

3,589

population

62.77

sq mi land

Standard

ZIP type

Central (CT)

timezone

53020 ZIP code map

Cities in ZIP code 53020

Below are the cities the US Postal Service accepts for ZIP code 53020. Using any city not on this list may result in mail delivery delays.

City	Status
Elkhart Lake	Preferred

Nearby ZIP codes

53073 Plymouth (6.6 mi) 53062 New Holstein (7.7 mi) 53061 New Holstein (7.9 mi) 53023 Glenbeulah (8 mi) 53042 Kiel (8.1 mi) 53015 Cleveland (10.5 mi) 53079 Saint Cloud (10.5 mi) 53085 Sheboygan Falls (10.9 mi) 53083 Sheboygan (11.5 mi) 54245 Valders (12.5 mi) 53063 Newton (13 mi) 53044 Kohler (13.4 mi)

Demographics updated 05/2026

Population
Total population	3,589
Population density	57 / sq mi
State FIPS	55
County FIPS	117

Geography
Land area	62.77 sq mi
Water area	1.72 sq mi
Latitude	43.8561
Longitude	-88.0001
Timezone	Central (CT)
Area code	920

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	29.7%	39.3%	39.4%
$50k – $100k	35.4%	35.6%	33.0%
$100k – $200k	27.7%	21.5%	22.4%
Over $200k	7.2%	3.6%	5.2%

Demographics & statistics

3,589

Population

People per sq mi

51.9

Median age

$84,762

Median household income

$47,148

Per capita income

$304,100

Median home value

$1,073

Median monthly rent

84.4%

Home ownership

4.2%

Poverty rate

3.4%

Unemployment

1,661

Housing units

29.0%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

152

15–19

143

110

20–24

103

146

25–34

136

156

35–44

145

213

45–54

199

153

55–59

144

248

60–64

232

301

65–74

282

123

75–84

115

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	613	17.1%
18 and over	2,976	82.9%
65 and over	876	24.4%
Median age	51.9 years

Race & ethnicity

White 97.3%

Hispanic or Latino 1.2%

Other race 0.7%

Two or more races 0.7%

Group	Count	%
White	3,535	97.3%
Hispanic or Latino	43	1.2%
Other race	27	0.7%
Two or more races	26	0.7%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	29.7%	39.3%	39.4%
$50k – $100k	35.4%	35.6%	33.0%
$100k – $200k	27.7%	21.5%	22.4%
Over $200k	7.2%	3.6%	5.2%

Under $10k 1.8%

$10k–$15k 0.5%

$15k–$25k 2.5%

$25k–$35k 6.8%

$35k–$50k 12.0%

$50k–$75k 16.0%

$75k–$100k 18.5%

$100k–$150k 20.0%

$150k–$200k 11.8%

$200k+ 10.1%

Range	% of households
Under $10k	1.8%
$10k–$15k	0.5%
$15k–$25k	2.5%
$25k–$35k	6.8%
$35k–$50k	12.0%
$50k–$75k	16.0%
$75k–$100k	18.5%
$100k–$150k	20.0%
$150k–$200k	11.8%
$200k+	10.1%
Median income	$84,762

Housing

Home values

Under $50k 1.9%

$50k–$100k 0.4%

$100k–$150k 4.1%

$150k–$200k 14.2%

$200k–$300k 28.3%

$300k–$500k 36.7%

$500k–$1M 10.5%

$1M+ 3.9%

Housing overview

Metric	Value
Median home value	$304,100
Median rent / month	$1,073
Owner occupied	84.4%
Renter occupied	15.6%
Vacant	20.1%
Single-family detached	74.8%
Large apartment buildings	0.5%
Mobile homes	0.6%
Median rooms	6.3
Avg household size (owned)	2.43

Year built

Era	%
2020 or later	0.8%
2010–2019	5.5%
2000–2009	11.5%
1990–1999	12.9%
1980–1989	9.8%
1970–1979	18.7%
1960–1969	5.2%
1950–1959	3.9%
1940–1949	3.6%
1939 or earlier	28.0%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	2.4%
2 bedrooms	26.7%
3 bedrooms	49.0%
4 bedrooms	16.3%
5+ bedrooms	5.6%

Vehicles per household

Vehicles	% of households
No vehicle	3.0%
1 vehicle	21.0%
2 vehicles	38.4%
3 or more	37.6%

Heating fuel

Fuel type	%
Utility gas	47.9%
Electricity	7.8%
Propane / LP gas	31.6%
Fuel oil	4.7%
Wood	5.4%
No fuel used	0.3%

Households & families

Household type	Count	%
Married-couple family	1,072	70.7%
Cohabiting couple	61	4.0%
Male householder, no spouse	228	15.0%
Female householder, no spouse	155	10.2%
Households with children under 18	305	20.1%
Households with seniors (65+)	571	37.7%
Average household size	2.37

Marital status

Status	Male	Female
Never married	23.7%	21.9%
Married	67.0%	69.3%
Separated	0.0%	0.1%
Widowed	3.7%	5.7%
Divorced	5.6%	2.9%

Education

Less than 9th grade 2.3%

Some HS, no diploma 2.1%

HS graduate 36.6%

Some college, no degree 18.9%

Associate's degree 11.2%

Bachelor's degree 16.3%

Graduate / professional 12.7%

Metric	%
HS diploma or higher	95.6%
Bachelor's or higher	29.0%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	58	8.7%
Kindergarten	27	4.1%
Elementary school	204	30.7%
High school	212	31.9%
College / grad school	163	24.5%

Employment

Industry of employment

Manufacturing 30.6%

Education & healthcare 14.2%

Retail trade 9.5%

Construction 9.2%

Other services 7.3%

Arts, food & hospitality 6.6%

Transportation & utilities 5.6%

Professional & management 5.6%

Finance & real estate 3.7%

Agriculture & mining 3.6%

Public administration 1.9%

Wholesale trade 1.2%

Information 1.0%

Occupation

Category	%
Management, business & arts	30.0%
Service	12.4%
Sales & office	17.0%
Natural resources & construction	16.3%
Production & transportation	24.4%

Employment type

Type	%
Private sector	86.4%
Government	7.3%
Self-employed	6.3%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	79.6%
Carpool	4.8%
Public transit	0.1%
Walk	1.2%
Work from home	12.9%
Other means	1.4%
Avg commute (minutes)	22.3

Poverty

All people 4.2%

Under 18 years 10.3%

18 and over 3.0%

Married-couple families 1.4%

Female-led households 30.8%

Income support

Source	% of households
Social Security	39.6%
Retirement income	34.1%
Supplemental Security	2.0%
Cash public assistance	0.7%
Food stamps / SNAP	1.3%

Health indicators

Condition	%
Obesity	34.6%
High blood pressure	31.0%
High cholesterol	35.0%
Diabetes	8.5%
Heart disease	5.8%
Stroke	2.6%
Asthma	8.9%
Arthritis	24.7%
Kidney disease	2.6%
Pulmonary disease	5.4%
Cancer	7.4%

Behavior / access	%
Smoking	15.2%
Binge drinking	23.9%
No physical activity	16.4%
Less than 7 hrs sleep	27.8%
Depression	18.8%
Fair or poor health	10.0%
Poor mental health	11.9%
Poor physical health	8.9%
No health insurance	8.3%
Visited doctor (checkup)	74.7%
Visited dentist	74.1%
Cholesterol screening	90.3%
Teeth loss	8.6%

Veterans & disability

Veterans	Count	%
Civilian veterans	183	6.1%

Disability	%
Any disability	9.4%
Under 18	0.5%
18–64 years	7.8%
65 and over	19.4%

Health insurance coverage

Type	%
Private insurance	83.7%
Public insurance	28.5%
No insurance	4.1%
Uninsured under 19	9.4%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	3,433	95.7%
Spanish	20	0.6%
Other Indo-European	18	0.5%
Asian & Pacific Islander	2	0.1%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	3,555	99.1%
Born in same state	3,540	98.6%
Born in different state	3,052	85.0%
Foreign born	15	0.4%
Naturalized citizen	34	0.9%
Not a US citizen	14	41.2%

Ancestry

Ancestry	Count	%
Italian	313	8.7%
Arab	156	4.3%
French	149	4.2%
Polish	117	3.3%
English	100	2.8%

Ancestry	Count	%
Norwegian	25	0.7%
Dutch	18	0.5%
Irish	12	0.3%
German	8	0.2%

Technology access

Metric	% of households
Computer access	42.2%
Internet access	94.6%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 53020

What city is ZIP code 53020 in?

ZIP code 53020 is primarily assigned to Elkhart Lake, Wisconsin.

What county is ZIP code 53020 in?

ZIP code 53020 falls within Sheboygan County, Wisconsin.

Is ZIP code 53020 mostly owner-occupied?

84% of occupied units in ZIP code 53020 are owner-occupied, well above the national average.

Does ZIP code 53020 have a large retiree population?

40% of households in ZIP code 53020 receive Social Security income, suggesting a significant retiree or disability population.

What is the population of ZIP code 53020?

ZIP code 53020 has an estimated population of 3,589 residents, with a density of 57 people per square mile.

What is the typical home value in ZIP code 53020?

The median home value in ZIP code 53020 is $304,100.

What timezone is ZIP code 53020 in?

ZIP code 53020 observes the CST timezone.